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Auth Code:
{{storeStateReferences?.authCode || '--'}}
URL:
{{currentUrl || '--'}}
Debug Mode: ON
Auth Code:
{{storeStateReferences?.authCode || '--'}}
URL:
{{currentUrl || '--'}}
Let's get started
Discover your benefits with some basic details.
{{tokens.insured && tokens.insured !== 'SELF' ? (tokens.insured === 'CHILD' ? "Child's " : (tokens.insured === 'SPOUSE' ? "Spouse's " : "Parent's ")) : ''}}Date of birth
{{tokens.birthdate || tokens.thirdPartyBirthdate}}
Preferred premium method
{{tokens.paymentMethod}}
Let's get started
Discover your benefits with some basic details.
{{tokens.insured && tokens.insured !== 'SELF' ? (tokens.insured === 'CHILD' ? "Child's " : (tokens.insured === 'SPOUSE' ? "Spouse's " : "Parent's ")) : ''}}Date of birth
{{tokens.birthdate || tokens.thirdPartyBirthdate}}
Preferred premium method
{{tokens.paymentMethod}}
If you're not an immediate family member to a staff, you may continue here
Great! Your {{storeStateReferences.getStaffDiscount || '0'}}% staff discount has been applied!
By continuing, you acknowledge that you are either a staff or an immediate family member of a staff, and agree to our Staff purchase declarations
If you're not an immediate family member to a staff, you may continue here
Great! Your {{storeStateReferences.getStaffDiscount || '0'}}% staff discount has been applied!
By continuing, you acknowledge that you are either a staff or an immediate family member of a staff, and agree to our Staff purchase declarations
Includes PayNow, AXS, cash and cheque
Customise your plan
Decide an amount to set aside and view the guaranteed payout.
Plan summary
| Total guaranteed payout after {{tokens.coverageTerm}} years | {{tokens.totalGuaranteedPayout}} |
| Guaranteed maturity value | {{tokens.guaranteedMV}} |
| Guaranteed survival benefit | {{tokens.guaranteedSB}} Based on {{tokens.interestRateSB}} % |
| Policy maturity | {{tokens.coverageTerm}} years |
| End of policy year | Total premium paid to-date | Maturity value guaranteed | |
| End of policy year | |||
| {{tokens.coverageTerm}} | {{tokens.premium}} | {{tokens.guaranteedMV}} |
| End of policy year | Total premium paid to-date | Maturity value guaranteed | |
| {{tokens.coverageTerm}} | {{tokens.premium}} | {{tokens.guaranteedMV}} |
| End of policy year | Total premium paid to-date | Death benefit guaranteed | Surrender value guaranteed |
| End of policy year | |||
| 1 | {{tokens.totalPremium?.policyYear1}} | {{tokens.guaranteedDeathValue?.policyYear1}} | {{tokens.guaranteedSurrenderValue?.policyYear1}} |
| 2 | {{tokens.totalPremium?.policyYear2}} | {{tokens.guaranteedDeathValue?.policyYear2}} | {{tokens.guaranteedSurrenderValue?.policyYear2}} |
| End of policy year | Total premium paid to-date | Death benefit guaranteed | Surrender value guaranteed |
| 1 | {{tokens.totalPremium?.policyYear1}} | {{tokens.guaranteedDeathValue?.policyYear1}} | {{tokens.guaranteedSurrenderValue?.policyYear1}} |
| 2 | {{tokens.totalPremium?.policyYear2}} | {{tokens.guaranteedDeathValue?.policyYear2}} | {{tokens.guaranteedSurrenderValue?.policyYear2}} |
Earn additional non-guaranteed accumulation interest as you deposit the guaranteed survival benefits (SB) with us. The current accumulation interest rate is 3% p.a. View the illustrations below at {{tokens.lowerInterest}}% p.a and {{tokens.higherInterest}}% p.a.
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
Paid-Out
Receive your guaranteed survival benefit (SB) at the end of each policy year. There will be no additional accumulation interest.
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
Singpass is required for this application. I don't have Singpass
Earn additional non-guaranteed accumulation interest as you deposit the guaranteed survival benefits (SB) with us. The current accumulation interest rate is 3% p.a. View the illustrations below at {{tokens.lowerInterest}}% p.a and {{tokens.higherInterest}}% p.a.
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
Paid-Out
Receive your guaranteed survival benefit (SB) at the end of each policy year. There will be no additional accumulation interest.
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
Singpass is required for this application. I don't have Singpass
Includes PayNow, AXS, cash and cheque
Customise your plan
Decide an amount to set aside and view the guaranteed payout.
Plan summary
| Total guaranteed payout after {{tokens.coverageTerm}} years | {{tokens.totalGuaranteedPayout}} |
| Guaranteed maturity value | {{tokens.guaranteedMV}} |
| Guaranteed survival benefit | {{tokens.guaranteedSB}} Based on {{tokens.interestRateSB}} % |
| Policy maturity | {{tokens.coverageTerm}} years |
| End of policy year | Total premium paid to-date | Maturity value guaranteed | |
| End of policy year | |||
| {{tokens.coverageTerm}} | {{tokens.premium}} | {{tokens.guaranteedMV}} |
| End of policy year | Total premium paid to-date | Maturity value guaranteed | |
| {{tokens.coverageTerm}} | {{tokens.premium}} | {{tokens.guaranteedMV}} |
| End of policy year | Total premium paid to-date | Death benefit guaranteed | Surrender value guaranteed |
| End of policy year | |||
| 1 | {{tokens.totalPremium?.policyYear1}} | {{tokens.guaranteedDeathValue?.policyYear1}} | {{tokens.guaranteedSurrenderValue?.policyYear1}} |
| 2 | {{tokens.totalPremium?.policyYear2}} | {{tokens.guaranteedDeathValue?.policyYear2}} | {{tokens.guaranteedSurrenderValue?.policyYear2}} |
| End of policy year | Total premium paid to-date | Death benefit guaranteed | Surrender value guaranteed |
| 1 | {{tokens.totalPremium?.policyYear1}} | {{tokens.guaranteedDeathValue?.policyYear1}} | {{tokens.guaranteedSurrenderValue?.policyYear1}} |
| 2 | {{tokens.totalPremium?.policyYear2}} | {{tokens.guaranteedDeathValue?.policyYear2}} | {{tokens.guaranteedSurrenderValue?.policyYear2}} |
Earn additional non-guaranteed accumulation interest as you deposit the guaranteed survival benefits (SB) with us. The current accumulation interest rate is 3% p.a. View the illustrations below at {{tokens.lowerInterest}}% p.a and {{tokens.higherInterest}}% p.a.
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
Paid-Out
Receive your guaranteed survival benefit (SB) at the end of each policy year. There will be no additional accumulation interest.
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
Singpass is required for this application. I don't have Singpass
Earn additional non-guaranteed accumulation interest as you deposit the guaranteed survival benefits (SB) with us. The current accumulation interest rate is 3% p.a. View the illustrations below at {{tokens.lowerInterest}}% p.a and {{tokens.higherInterest}}% p.a.
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
| End of Policy Year | Guaranteed SB | Accumulated SB + {{tokens.interest}}% p.a interest | Payout |
| 1 | {{tokens.guaranteedSB1}} | {{tokens.accumulatedSB1}} | -- SGD |
| 2 | {{tokens.guaranteedSB2}} | {{tokens.accumulatedSB2}} | {{tokens.payout}} |
Paid-Out
Receive your guaranteed survival benefit (SB) at the end of each policy year. There will be no additional accumulation interest.
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
| End of Policy Year | Guaranteed SB | Accumulated SB | Payout |
| 1 | {{tokens.guaranteedSB1}} | -- SGD | {{tokens.payout1}} |
| 2 | {{tokens.guaranteedSB2}} | -- SGD | {{tokens.payout2}} |
Singpass is required for this application. I don't have Singpass
Security Verification
Security Verification
You're in good hands
Our Financial Representative is here to help you with all things insurance and do the heavy lifting for your policy matters.
Your Financial Representative
{{storeStateReferences.details?.name}}
Your Financial Representative
{{storeStateReferences.details?.name}}
You're in good hands
Our Financial Representative is here to help you with all things insurance and do the heavy lifting for your policy matters.
Your Financial Representative
{{storeStateReferences.details?.name}}
Your Financial Representative
{{storeStateReferences.details?.name}}
Our Staff Purchase Specialist {{storeStateReferences.details?.name}} has been assigned to help you with your purchase.
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
Our Staff Purchase Specialist {{storeStateReferences.details?.name}} has been assigned to help you with your purchase.
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
Our Staff Purchase Specialist {{storeStateReferences.details?.name}} has been assigned to help you with your purchase.
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
Our Staff Purchase Specialist {{storeStateReferences.details?.name}} has been assigned to help you with your purchase.
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
Your Staff Purchase Specialist
{{storeStateReferences.details?.name}}
By proceeding, you understand and accept that any personal particulars entered in the following pages may be used by us and our financial representative to contact and assist you in your application process.
Considerations before making a purchase
You are encouraged to:
- Compare the different types of Direct Purchase Insurance (DPI) and other types of life policies available and compare their features and premiums at Comparefirst.sg.
- Determine if the policy you intend to purchase is suitable for your financial situation and needs.
- This is a life policy and is not a savings account or deposit.
- There is a 14-day free-look period.
- You may not get back the premiums paid (partially or in full) if you terminate or surrender the policy early.
- Some benefits of a life policy are not guaranteed.
- You may wish to separately seek advice on the suitability of the life policy.
- If you choose not to seek advice on the suitability of this policy, you should consider if this policy is suitable for your financial circumstances and needs.
- You can request our financial representatives or customer service to explain the product features.
- Take some time to read the policy wording. We'll inform you once your policy document is ready.
- This is a life policy and is not a savings account or deposit.
- There is a 14-day free-look period.
- You may not get back the premiums paid (partially or in full) if you terminate or surrender the policy early.
- Some benefits of a life policy are not guaranteed.
- You may wish to separately seek advice on the suitability of the life policy.
- If you choose not to seek advice on the suitability of this policy, you should consider if this policy is suitable for your financial circumstances and needs.
- You can request our financial representatives or customer service to explain the product features.
- Take some time to read the policy wording. We'll inform you once your policy document is ready.
